Protecting what matters most
Life Insurance
At Cristero Financial, we've been helping people create and protect the life they’ve imagined for themselves and their families. We know life can change fast. Our commitment lies in offering comprehensive solutions that enable individuals to attain enduring financial stability.
What is life insurance?
Most people think life insurance provides financial support for your family in exchange for premium payments. It does that—and so much more. Certain types of life insurance can provide support for you while you are still alive by covering expenses and replacing lost income.
What are the benefits of life insurance?
Today, life insurance does so much more than protect your loved ones if you pass away. With permanent life insurance, you can grow the policy’s cash value and use that money to help meet various financial needs throughout your life.
Depending on the policy, some of the benefits of life insurance may include:
Benefits
A federal income tax-free death benefit
Tax-advantaged income replacement potential
Flexibility through
Protect your loved ones
Help pay off debt
Help protect your business
Help pay for college tuition
Help you save for retirement
Help you cover end-of-life expenses
Aid in estate planning
Help with charitable planning
How much does life insurance cost?
The cost of life insurance—your premium—can vary based on several factors, including your age, health, lifestyle, and financial goals. Understanding how much coverage you need is the first step toward protecting your loved ones and securing your legacy.
Use our tools to guide your planning:
- 💰 Life Insurance Calculator
Quickly estimate how much coverage you may need based on your current financial situation and future responsibilities. - 🧭 Life Insurance Needs Planner
Explore educational resources, planning guides, and expert insights to help you understand your options.
Together, these tools provide a comprehensive starting point for building a life insurance strategy rooted in assurance, integrity, and trust.
Video
Income Replacement
FINANCIAL SECURITY
Home Ownership Protection
MORTGAGE PROTECTION
Life Insurance Needs Planner
Life Insurance Needs Calculator
Disclosure
Cristero Financial, Inc., and its agents and representatives do not give tax or legal advice. This material and the concepts presented here are for informational purposes only and should not be construed as tax or legal advice. Any tax and/or legal advice you may require or rely on regarding this material should be based on your particular circumstances and should be obtained from an independent professional advisor.
We are an independent financial services firm that helps individuals create retirement strategies using a variety of insurance products customized to suit their needs and objectives.
We cannot communicate with or respond to requests from users who reside in jurisdictions where we are not licensed to conduct insurance business. This communication is intended for individuals residing in the states of AZ, CA, FL, IL, IN, IA, MI, NE, NV, NM, ND, OH, TX, UT, and WI. No offers may be made or accepted from any resident outside the specific states referenced. DBA: Cristero Financial & Insurance Services, CA License #: 6014831.
Insurance products are not deposits or guaranteed by any financial institution; they are not insured by the FDIC or NCUA; they are not endorsed by any federal agency of the U.S. government; they involve investment risk; and a possible loss of principal and/or value may occur.
None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.
The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.
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